Chase Priority Club Card

The Chase Priority Club visa card has been around for a while and although people are sometimes targeted for the 80k PC points offer, the public 60k offer has been available for a long time and can be found here.

80,000 Priority Club points can come in very useful for redemptions at Priority Club hotels which include the hotels of the omnipresent Holiday Inn chain and the more upscale Crowne Plaza and Intercontinental hotels. One of the best uses of PC points is on Priority Club Point Breaks hotels (which change quarterly) which can sometimes be a ridiculously awesome deal.

The card also offers complimentary platinum elite status although, like the European Accor hotel program, it is not an overly big incentive as the Priority Club elite program offers few perks compared to the more upscale Starwood, Hyatt, Hilton and Marriott chains. However, the annual free night can be quite worthwhile especially if you claim it at some of the swankier Crowne Plaza or Intercontinental hotels that can go for several hundred dollars (USD) per night.

This particular credit card offer comes with:

• 60,000 points (or 80,000 if you're targeted) after first purchase
• Annual free night certificate at any Priority Club hotel
• Complimentary Platinum Status
• 10% rebate on Priority Club point redemptions
• No foreign transaction fees
• 5 PC points per $1 on Priority Club purchases
• 2 PC points per $1 on gas stations/groceries/restaurant purchases
• 1 PC point  per $1 on everything else
• Annual fee of $49 waived the first year

The earning structure is a bit weak compared to say the Amex Hilton for regular spending. The 5 points per $1 for Priority Club purchases barely comes close to the Amex or Citi branded Hilton cards which offer 9 or 10 HHonors points per $1. Considering Hilton points and PC points are both worth very little, the double points per $1 spent on categories is small compared to the Chase Sapphire or Amex Hilton category bonuses.

Incidentally, the annual fee of $49 is rather small for a Chase card considering it offers a free night each year (which can be redeemed at upscale Crowne Plaza or Intercontinental hotels) and offers complimentary platinum elite status (although that really isn't of much use). The 0% foreign transaction fees certainly helps but given the weak earning structure, this card is mainly a keeper for its annual free night and any stays with Priority Club.

You can find the application link for the 60k offer and full details here.

Disclaimer: This card is only available to US residents.  Also, I am not paid by Chase to endorse their products.